Money can be confusing. Many people feel lost when thinking about savings, budgets, or their future. But don’t worry. Financial expert Tevan Asaturi is here to help you. He knows money stuff very well, and he makes it easy for everyone to understand.

In this blog, Tevan shares simple steps to help you set smart financial goals. These tips will help you feel more in control of your money. Let’s dive in.

Who Is Tevan Asaturi?

Before we begin, let’s talk about the expert himself.

Tevan Asaturi is a well-known financial advisor. He has helped many people fix their money problems, plan for the future, and live better lives. With many years of experience, Tevan understands how money works. People trust him because he gives honest advice that actually works.

He believes that anyone can become good with money. You don’t need to be rich. You just need the right plan.

What Are Financial Goals?

Let’s start with the basics.

Financial goals are plans you make for your money. These can be short-term or long-term. A goal could be:

• Saving $1,000 for emergencies
  
• Paying off credit card debt
  
• Buying a house in 5 years
  
• Retiring comfortably at 60
  

Setting goals gives your money a purpose. Without a goal, money can disappear fast. But with a goal, you can make smarter choices.

Why Are Financial Goals Important?

According to Tevan, the first stage in accumulating wealth is establishing goals. Why? Because:

• You stay focused
  
• You spend less on things you don’t need
  
• You feel less stress
  
• You start saving automatically
  

Goals help you take action. Over time, even modest actions can have a significant impact.

Step 1: Know Where You Are

“You can’t plan your future if you don’t know your present,” Tevan frequently remarks.

Start by looking at your money:

• How much do you earn every month?
  
• What are your monthly expenses?
  
• Do you have any debts?
  
• Do you have any savings?
  

Write it all down. You’ll be able to view the big picture thanks to this.

If you’re spending more than you earn, don’t panic. That just indicates that a new plan needs to be created.

Step 2: Think About What You Want

Now ask yourself: What do I want in life?

Your goals might be:

• A trip to Italy
  
• A new laptop
  
• Buying a home
  
• Starting a small business
  
• Saving for your child’s school
  

Make a list. Don’t worry about the cost yet. Just write what matters to you. Tevan says this part is important because your goals should come from your heart.

Step 3: Make SMART Goals

Tevan loves the SMART method. It helps you make goals that actually work.

Here’s what SMART means:

• S – Specific: Say exactly what you want
  
• M – Measurable: Recognize your financial needs
  
• A – Achievable: Make it realistic
  
• R – Relevant: Pick something that matters to you
  
• T – Time-bound: Set a deadline
  

Example of a SMART goal:
“I want to save $3,000 for a new car by December 2025.”

This is better than just saying, “I want a car.”

Step 4: Break It Into Small Steps

Big goals can feel scary. But if you break them into smaller steps, they feel easier.

Let’s say you want to save $1,200 in a year. That means:

• $100 per month
  
• About $25 per week
  

Now saving doesn’t feel so hard, right?

Tevan says, “Small steps lead to big success.”

Step 5: Create a Simple Budget

A budget is a plan for your money. It shows how much you earn and where your money goes.

Here’s a simple way to start:

• 50% of your income for needs (food, rent, bills)
  
• 30% for wants (fun, shopping, hobbies)
  
• 20% for savings or debt payments
  

Tevan’s tip: Pay yourself first. As soon as you get your paycheck, put some money into savings before spending the rest.

Step 6: Use Tools to Help You

You don’t have to do this alone. Numerous apps and tools are available to assist you in reaching your financial objectives.

Some popular tools:

• Mint – tracks spending and budgets
  
• You Need A Budget, or YNAB, aids with preparation.
  
• Excel or Google Sheets – for custom plans
  
• Cash envelopes – great if you like using cash
  

Choose what works best for you. Tevan often recommends free apps for beginners.

Step 7: Review Your Goals Often

Life changes. So do your goals.

Tevan says you should check your goals every few months. Ask yourself:

• Am I on track?
  
• Has anything changed in my life?
  
• Do I need to update my goal?
  

It’s okay to change your plan. The most crucial thing is to keep going.

Step 8: Celebrate Your Wins

Saving money isn’t always fun. That’s why it’s important to celebrate your progress. Did you save your first $500? Great! Treat yourself to a nice dinner or a small gift. Tevan believes rewards keep you motivated. They let you know you’re doing a fantastic job.

Step 9: Don’t Be Too Hard on Yourself

Sometimes you might spend too much. Or forget to save. That’s okay.

Money is a journey. There will be ups and downs. Don’t give up. Tevan says, “Mistakes are part of learning. Just get back on track.” The key is to stay consistent and keep trying.

Step 10: Talk to a Professional

Asking for assistance is acceptable if you’re feeling stuck.

Tevan recommends speaking with a financial advisor—especially if you:

• Have a lot of debt
  
• Want to invest
  
• Plan for retirement
  
• Have questions about taxes
  

A good advisor can save you time and help you grow your money faster. Just make sure they are certified and trustworthy.

Tevan Asaturi’s Top Tips for Financial Goals

Let’s wrap it up with Tevan’s favorite quick tips:

✔ Start with one small goal
✔ Write your goals down
✔ Track your spending
✔ Use automatic savings
✔ Don’t compare yourself to others
✔ Stay patient – money grows slowly
✔ Keep learning about personal finance

Final Thoughts

Setting financial goals doesn’t have to be hard. With the right steps and a little patience, you can take control of your money.

Tevan Asaturi makes it simple. His advice is easy to follow and works for people of all ages.

So start today. Make a plan. Save a little. Dream big. And don’t forget—you’ve got this.

FAQs About Setting Financial Goals

Q: How much should I save each month?
A: Tevan suggests saving at least 20% of your income if possible. But even 5% is a good start.

Q: What if I can’t save anything?
A: Start small. Try saving just $1 a day. Over time, increase it as your budget allows.

Q: Is it okay to have fun while saving?
A: Yes! Tevan says balance is important. Enjoy your life while planning your future.

Q: Should I pay off debt or save first?
A: Do both. Build a small emergency fund, then focus on paying off high-interest debt.

Q: How do I stay motivated?
A: Set rewards, track your wins, and remind yourself why your goal matters.